Privacy Policy

THIS WEBSITE IS USED BY BLG WEALTH LIMITED TO INFORM YOU OF THE SERVICES WE OFFER. TO DO THIS WE MUST OBTAIN CERTAIN INFORMATION FROM YOU ABOUT YOUR PERSONAL AND FINANCIAL CIRCUMSTANCES.

The information, which you give us, will then be passed by us to potential providers and researchers who will use the information and respond with the terms they have found or that they are prepared to offer. The law requires us to have your consent before we use any personal information you give us or pass it to any third parties. You must therefore agree with us that:

We (and any third party to whom we have passed your information with your consent) may use the information that we, or they, hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services which may be of service to you. We may track the pages visited on this website to bring you such further information.

General Terms

What information we collect

We collect or use the following information to provide services:

Category Data type
Contact information Home address, email address, telephone (home and mobile) number
General Name, nationality, date of birth, marital/relationship status, policy/plan number
Financial Bank account/card details, transactional/contribution information, tax details, fund values
Government identifiers Passport, ID card or Drivers Licence number (including copies of these for identification purposes), National Insurance number
Vulnerability Details regarding life events (including aspects such as health, personal circumstances etc.) that will help us to identify if you are someone who may be classed as vulnerable so we can best meet your needs
Crime, fraud and sanctions Criminal offences/convictions (including alleged), information received via sanction lists and fraud databases
Employment Job title, salary, length of service
Marketing Marketing preferences (opt in or out)
Website User information including user journeys and cookie tracking

Lawful bases

Data privacy laws state that we can only process personal information if it is lawful to do so. For the processing to be lawful, we must have a suitable lawful basis.

Legitimate interest:

We collect information from you about your personal and financial circumstances in order to provide you with information about the services we offer. This may include sensitive personal data such as health and medical records that you choose to share with us. We use the information you provide to us to find the best available products or services for you and to process your applications. We may also use your information to contact you about additional products or services that may be of interest to you.

Where we get personal information from
People directly
Health care providers
Insurance companies
Third parties:
Third parties include product providers and also from our website

How long we keep information

We keep personal information for as long as is reasonably required for the purposes in which it was collected. In most circumstances, we’ll keep your personal information for the lifetime of your product. Under certain circumstances, we may have to retain your personal information for longer. This is to make sure that we meet our legal, regulatory and accounting needs as set out by regulatory bodies such as the FCA and others.   

In some limited circumstances, we’re required to keep some specific information for longer, for example, pension transfer information. We’ll also retain files if we have reason to believe there’s the possibility of litigation. 

Who we share information with

Data processors
Product Providers

BLG Wealth Limited shares personal data with product providers for the purpose of finding the best available products for clients and processing their applications, and the product providers process this personal data based on BLG Wealth Limited’s instruction.

Some services are provided to BLG Wealth Limited by third parties (such as processing business or obtaining compliance or regulatory advice), which warrant the disclosure of more than just your basic contact details.


Product Providers and Investment Management companies. Regulatory Authorities or Auditors for the purpose of compliance. For those organisations that are carrying out services on our behalf, we’ll only share information where we have a lawful basis for doing so, as described above. We’ll only share with them the appropriate level of personal information necessary to enable them to carry out the service. We contractually require all our service providers:

To keep the information safe and protected at all times.

Although we will try to obtain the most competitive product for you we will not send your personal details outside the European Union, Channel Islands or the Isle of Man.

OUR LIABILITY TO YOU

While we will use all reasonable endeavours to ensure the accuracy of any information placed on this website, we make no representations or give any warranties of any kind with respect to this site or its contents and we disclaim all representations, except where fraudulently made, and warranties. In addition we make no representation or warranties about the accuracy or the information contained on this website. These disclaimers do not attempt to disclaim liability for matters, which cannot be excluded under any applicable English law or the rules or the Financial Conduct Authority. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or the server that makes it available are free of any viruses or represent the full functionality, accuracy or reliability of the materials. We will not be liable to you for any loss of content or material uploaded or transmitted through the website. We cannot guarantee that a Product Provider will be able to provide an investment at any particular time. We do not accept any liability in the event of withdrawal of any offering of an investment or for rejection of your application by the Product Provider for any reason whatsoever.

This website is designed to provide general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact us for advice.

OUR RIGHTS

We reserve the right to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you.

We reserve the right at any time to refuse to process a transaction for any reason. We will not be liable to you or any third party by reason of failing to process a transaction.

THIRD PARTY LINKS

In the event that there are third party links to other websites for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We do not endorse the contents of any external sites and are not responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site.

MISCELLANEOUS

The information on this website is for residents of the UK only.
These Terms shall be governed by and construed in accordance with English law and the English courts shall have jurisdiction over any disputes between us.

If you are not over 18 or not living in the United Kingdom you will not be able to use this website and you should not attempt to make an application, although subject to your acceptance of these terms you should feel free to browse.

We agree that any consent given by you may be withdrawn by you at any time by contacting us in writing at BLG Wealth Limited, Salisbury House, London Wall, London EC2M 5QQ or emailing us at clientservices@blgwealth.com

You have the right, at any time, to contact us and ask for a copy of the information that we hold about you. You may be charged a fee for this.