A little-known National Insurance credit could reward you and give you a financial boost Providing regular childcare for grandchildren could do more than help your family. It could also help protect your State Pension entitlement through National Insurance credits. Grandparents who spend their time caring for grandchildren may be able

More than one in five adults report a decline in pension confidence The upcoming changes to how pensions are treated for Inheritance Tax (IHT) from 6 April 2027 appear to be having a wider impact on pension confidence, despite most adults being unaffected. New research finds that 49% of adults

From childcare and essentials to education and everyday expenses Raising a child is a major financial commitment, with costs beginning long before school age. The latest figures from the Child Poverty Action Group (CPAG) estimate the cost of raising a child from birth to 18 at £250,000 for a couple

54% of over-55s have no record of gifts given in the previous seven years Giving money or valuable possessions to loved ones can be a generous way to provide support, but failing to keep track of those gifts could leave families facing an Inheritance Tax (IHT) headache later. New research

How the gifting rules are leaving some families in the dark Inheritance Tax (IHT) can feel like a financial maze, and new research suggests many families struggle to understand the rules. Almost three in five (59%) UK adults admit they find IHT confusing, while only 6% describe their understanding as

How to prepare your finances and make the most of the decade before retirement With retirement costs rising and people potentially spending several decades in later life, the decade before retirement is an important time to review your financial plans. Having around ten years to go gives you the opportunity